Medical Accounts Receivable Funding

Medical receivable funding also called Medical Factoring is a plan that grants healthcare providers an asset-based credit line that depends on the net realized value of bills paid out to third-party payors which include Medicare, HMOs, Medicaid, companies that offer commercial insurance among others.

If you’re the medical provider with an account receivable whose net realized value (NRV) falls below and not exceeding $500,000, you are entitled to a medical factoring program— a financing program that buys your billings (NRV) at a discount.

Any provider with a NRV exceeding $500,000 and meets the selection criteria for funding will be offered an asset-based medical account receivable financing program valued at a prime plus plan.

Receivable Funding offers solutions for Healthcare businesses

Healthcare businesses often experience long delays from the time one offers a service to the time they eventually receive payments. This tiresome wait together with the bureaucratic and burdensome third-party billing procedures greatly slows down the cash flow of a business.

Therefore, this scheme aims at providing commercial funding to all healthcare providers nationwide. The list of eligible businesses include, but are not limited to the following; nursing clinics, sole practice medics, group practice medics, hospitals, MRI, laboratories, home healthcare providers, ambulance services, rehabilitation & physical therapy centers and radiology centers.

While most merchants in the above listed industries are aware of receivable financing and have used it to improve their cash flow and grow their businesses, a shocking majority of healthcare service providers have on no account heard of this service, and are not familiar with how it works. If only they knew the impact accounts receivable financing can have on their businesses…

Those who qualify

Anyone who is looking for solutions to the following problems can greatly benefit from accounts receivable funding.

  • Seeking accounts receivable financing to clear payroll issues
  • Looking for working capital
  • Too new in the business to qualify for bank funding (any company under 3 years in service)
  • Seeking acquisition financing
  • Needs expansion strategies, as well as new healthcare facilities
  • In search of post-bankruptcy financing


Medical accounts receivable financing is a good way to get the commercial funding you need to not only keep a steady cash flow but also improve your bottom line. If you haven’t begun enjoying its benefits, it’s time you start searching for a plan that fits your company.

Author BIO

Business Funding expert, Nathan Hale, founded First American Merchant with his eyes set on helping the backbone of our country, small business owners. His passions include writing/producing music, and travel. First American Merchant is America’s Best Medical Accounts Receivable Funding Company, serving both traditional and high-risk Businesses.

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Retail Company Investments TO Monitor

Fashion however is not a necessity captured by the base of this pyramid. This is because fashion is never been a necessity as such as it is a want. It comes as no surprise however that a large number of consumers place fashion as a necessity and even go to the extent of setting aside a slice of their income to curb their need for fashion products. Clothing is about brand names and these big names garner both publicity and a huge clientele of followers.

For the desire of status and symbol, apparel businesses excel and continue to grow making their stocks worth a mention. The following is a more detailed look at these stocks.

Nike, Inc. (NKE)

The NYSE and the stock trading community as a whole identify this stock with the ticker symbol NKE. In terms of poularity, NIKE rises above the rest. Its tremendous growth saw the stock rise 33% in 2011. Measured by return on equity and sales growth, this apparel company posted a strong run in 2011. It is definitely a company worth investing in.


If you’re looking to harvest big with fashion try women, as they say. Coach identified with the ticker symbol COH has always made women its primary target market. Mention a Coach purse and you will have touched the heart of most any woman. From purses and handbags to other fine accessories, this company has made a remarkable 25% rise over the last 12 months. Its return on equity is impressive coupled with solid earnings growth. Coach is the stock to look for if you are an investor in the apparel industry; and it can provide some great returns for a longer term buy and hold strategy.

Ralph Lauren Corp (RL)

The Ralph Lauren brand has virtually captured nearly the entire apparel market and has even branched out to venture into fragrances and home furnishings. Ralph Lauren has something for all age groups ranging from children to adult men and women. They have become a household name to nearly all consumers and a darling of many traders. Compared to April 2011, this company has increased in price by 24%. Identified by the stock ticker symbol RL, this company has an excellent rating for its sales projections buoyed by an excited consumer base. Its earnings momentum has been impressive with an above average boost in earnings projections. Ralph Lauren has impressed value investors evidenced by its alpha return on equity rating.


You don’t have to be athletic to feel the aura of respect that LULULEMON is associated with. This maker and designer of athlete apparel has pitched a tent on the athletics camp. It may be difficult to see but this stock has increased in price by just under 50% from the beginning of 2012. On the NASDAQ, this stock has a ticker symbol indicated as LULU. Its alpha performance in earnings growth combined with another alpha performance on its return on equity makes it an easy target for any investor who wants a buy and hold a stock. Over time, it’s earnings growth has been marvelous and very impressive. For the close followers of this company, you may have realized that it’s earnings projections have been on an upward ladder for several months.


Simple at first sight but solid on margins and earnings, this stock trades on the ticker symbol VFC. Based out of the US, this apparel stock has had a solid run over the past year recording a substantial 42% gain on its stock. Its sales growth, excellent return on equity and increase in earnings projection has made it a choice stock to any trader targeting price growth.

How Does Commodity Futures Day-Trading Work?

What is commodity futures day-trading? Day-trading strategies are unique mechanical methods for entering a liquid commodity market early in the trading day, and exiting some time later in the same day for a profit. Keith Fitschen has developed a family of day-trading strategies for the commodity markets that use the same basic market principle to gain systematic profits. The basic methodology uses multiple timeframe analysis to determine the likely trend for each market early in the trading day. When the likely trend is determined, entry is made in the direction of the trend. Trade exit is made in one of three ways: a stop loss point is hit (and the trade is a loss), a profit target point is hit (and the trade is a windfall profit), or the exit is made at the end of the trading day, usually for a profit.

Keith Fitschen’s commodity futures day-trading methods are used in the most liquid commodities in each group: for the grains, wheat and soybeans can be traded; for the softs, coffee can be traded; for the currencies, the yen and euro-currency can be traded; for the metals, copper, gold, and silver can be traded; for the energies, crude oil, heating oil, and reformulated gas can be traded; for the financials, 10-year notes can be traded;, and for the stock indices, the S&P 500, the Russell 2000, and the German DAX can be traded.

Traditionally, the problem with futures day-trading strategies has been transaction costs: slippage and commission. These costs severely ate into the profit that could be made on a day-trade. But with the advent of deep discount brokers, and electronic trading, commission for a trade can be less than $10, and slippage for a trade can be as low as one or two ticks. This evolution has caused a number of successful trading system designers to promote day-trading strategies. Keith Fitschen’s strategies are unique because they use the same market approach across all the groups, and because the strategy “works” on all the liquid commodities. This type of day-trading leads to an average profit-per-trade of about $150 across all the commodities, and a winning percentage of about 55 percent.

Normally, successful day-trading strategies have been sold to the public for $3,000, or more. This high bar to entry reduces the funds available for trading for a typical trader. Keith Fitschen’s day-trading strategies are offered for a monthly lease fee. This allows a trader to avoid the large upfront expense and spread it over a long period of time, while retaining the right to stop at any time. This means of gaining access to the trading signals is certainly an advantage over the traditional approach.

The Things You Need For Choosing Timeshare

Recently the majority of us find launched that purchasing a timeshare can really turn into something designed to benefit them as a good finance investment. This is specially the case when you first go that includes a reputable timeshare supplier that’s significant enough to be able to trade timeshare’s to their own solution with more than likely hundreds and in many cases thousands with different locations globally. So this particular before your own preference which one selected timeshare’s you’ve planned to settle on, however, it is in reality going to understand to observe some timeshare reviews in order to realize only when you’re definitely willing to go by having a service which will benefit any person or not.

One for the easiest ways that one could find all those reviews from timeshare ought to be to look via the internet. A basic research Google can given to you you can find thousands with websites to choose from which desire these reviews available although surely only some able we’re able to exactly the situations you have. One of the reasons why this is the case, is taking into account many timeshare companies are able to offer a good commission in order to make a profit. The timeshare reviews which are on these particular websites might be tainted when getting you contemplating one in the timeshares, which offers him or her a money, with a bit more approval.

A real timeshare suggestions website may well have ideas from different people. Any variety of timeshare business, regardless from how wonderful it’s popularity, is about to get the two beneficial and bad reviews. Being matter with fact, people will be more willing to send these reviews whenever they have had an awful experience and supplanted whenever you might be dealing with one of several top timeshare institutions, such seeing that interval in another country all designed for “buying timeshare”.

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Significant Features of Online Trading Options

No matter trading on web is a latest advancement, has got incredible prominence among new as well as experienced traders. With such an online trading facility, any trader can purchase or offer any online stake in minutes. The stock exchange has come across a blast with the launch and the progressive improvement of Internet trade and commerce. Also, with online trading options, you don’t require an agent to exchange much more viably rather it can be taken forward by anybody, from novice individual in trading to exceptionally talented specialists and that too without any critical outstanding tips. Don’t excel however, in light of the fact that you have to recognize what you are doing with online stock purchasing and selling options.

You can get out of luck if you begin with this very quickly. Rather, make sure to back off, acquire sufficient informative data and recognize how to proceed, what is to be expected from the procedure before you bounce with it. It might be typical for you to hold from the go faster, yet you’ll find it in your best investment to do so. If you are a beginner, it really doesn’t matter that you trade professionally, or for entertainment only, stock exchanging online / worldwide forex business sector could be an unsafe area for you. Be cautious and do not elect stocks arbitrarily in order to make benefits, in that case business will consume you or spit you out.

Objectives and Aims of Online Trading depends upon how well you do in internet trading options is an immediate aftereffect of the targets and objectives you decide for yourself. The most ideal approach to begin the procedure is to interact with other individuals and record their experience or write them down. Talking up can truly help you lay concentration on the crucial areas of trading and hence keep you away from any confusion. While the objective is attaining more and more profit, there are different objectives to have when talking about paired binary options.

Among various online binary options, Forex Binary option is one such option so before you begin with online Forex trading, it is indeed crucial that you collect enough details about this as well as calculate your risk incurred with this. Be aware with the fact that online trading is a risky move and then this Forex binary option as well but much profit earning option. Hence, you must know what you’re doing and should be prepared with an effective Forex strategy. There are numerous ideal websites about Forex such as or Earnforex on web, where you can learn everything about it. It’s also vital to choose the right broker. The most popular brokers in current times are , and UFXMarkets.

The First Step In CFD Trading: Understand Risk

For profitable CFD trading, a proper trading system alone is not enough. You need good risk management. One of the most crucial decisions while taking a trading position is fixing the amount of money you wish to risk on this trade. The thumb rule is anticipating two percent risk. This rule indicates that no position will have more than two percent risk on the total capital of the traders.

Some of you might wonder why the risk percent does not go beyond two percent. The reason is to prevent the trader experiencing a series of losses, which may result in wiping off their complete capital at a time. CFDs are influential trading tools. This means that you get exposed to a larger component of the tool as compared to your total deposit. Therefore, you cannot stay aloof of risks here. Besides, financial markets are famous for being unpredictable. Profit and loss are a part of trading and you cannot avoid them. However, you can limit the loss and retain your CFD trading capital. This is important to stay in the trade for long.

How To Avoid Risks

For a trader with 50,000 pounds, two percent risk means losing 1000 pounds per trade. For the entire trade capital, it would take 50 direct losses for the trader to lose his or her complete capital. For this to happen, you need to be extremely unlucky! A few wrong trades here and there are common. However, with no proper understanding of CFD risks, you can lose up to 10,000 pounds per trade. Beware; such loss could wipe your entire amount in just 5 straight losses! You would not even need to be unlucky for this; it is simple mathematics!

Remember, CFD trading is not everybody’s cup of tea. You must be familiar with how the things are done, along with the risks involved.

Benefit Of Risk Management

Suppose you know that your CFD system generates A percent returns, B percent maximum drawdown, and Z number of losing trades. Now, assuming that the system performs well, you are able to get desired results in real-life trading, provided you manage risk properly. The benefit of proper risk management is that, in case you encounter a time of drawdown or losing trades, you can face the losses and manage to create returns for that time. In short, you will NOT be doomed.

If you do not manage risk in CFD trading, it is like sitting on the edge of a cliff. For instance, you have placed a big chunk of your capital in each trade. You may observe that just a few losing trades are able to wipe out your entire capital and you perish from the trading scenario. Just forget about making profits!

Perhaps that is the reason why there is such a fuss about risk management in CFD trading. Experts say that it is good to understand risk first and then trade. You may be an expert in putting money, but if you ignore risks, you are soon out of the market.

Binary Options Regulated or Unregulated – Which Is Best?

Would you be surprised to find that there are regulated binary options available, and that they have been around for years? Most binary option traders seem to prefer the unregulated versions.

Unregulated binary options are very popular with traders for many reasons. In this article you will discover the difference between regulated and unregulated binary options.

As mentioned, regulated options have been around for years. They are available through the NADEX exchange which stands for North American Derivatives Exchange. Before you run, please understand that there are more types of derivatives than CDO’s and the hybrid monsters that destroyed the United States real estate market back in 2008.

NADEX specializes in Binary Options and Bull Spreads (another type of option play). While some binary option brokers have been known to pull fast ones with unregulated options, NADEX is regulated, and all the data is available to anyone. NADEX options are subject to CFTC regulatory oversight. Like unregulated options you can open your account with just a few hundred dollars, and you have the potential to make some really good gains!

Some unregulated companies have been known to change closing prices at the end of certain periods. Two traders may even have different closing prices on the same option! That is not possible with a NADEX regulated option. You won’t find any of the other games being played with prices or accounts that you sometimes see in the unregulated world either.

So, what is the downside, and why do so many traders prefer unregulated binary options? For one thing, you only have a few strike prices available for each time frame with NADEX options. Also, the time frames available are a few hours (at least 2) long. However, you can sell your NADEX option at any time (and take profit or lower your loss). They are called binary because of the fact that if you let them run until expiration, you are either going to get $100 or nothing. And, that is true no matter how much you paid for the option.

NADEX options are priced according to how far they are in or out of the money. The more in the money they are, the more they cost (up to 100 dollars). They are traded as option “contracts” and you can buy as many contracts as you want.

Strike prices on unregulated options are determined when you buy the option. Whatever the price is at the time you buy it is your strike price. You only have to choose whether it is going up or down from there. You can also put as much money as you want on it, so there is really no need to buy more than once (unless you are trying to set up a spread or some other option strategy).

As mentioned, strike prices on regulated options are predetermined before the time frame of the option even starts. You still have to determine if it is going to close above that price (a call option) or below (a put option), but the current price may be miles away from the strike price when you look at it.

So, with the unregulated versions, you have more leverage and freedom of choice. No wonder so many are flocking to them. Just be sure you have a good broker who is not pulling a fast one on you!

Report of A Forex Robot Tester

What is a Forex Robot? Is any system capable of generating doubled profits within a month over a long period? How much money should I have on my Forex account in order to safely generate a decent income every single month? And what does a decent income mean? Do I have a chance of becoming a millionaire within a couple of years? Well. Let’s try to answer these questions.

Forex Robot is a fully automated, hands free system of trading, which is supposed to bring profits in a long run. However most of the Forex robots have been created on the basis of back tests, which means they have been fed historical data. The fact is that the history has tought us one thing so far � that it never repeates itself! So if you see a promise you will get rich overnight, please do not believe it

All the Robots are designed to generate profits of course. But if they won’t, whom are you going to blame? The vendors? The martket? Yourself? What if the Robot won’t open any trade for weeks? What if the Robot destroys your account

There is a fundamental factor that you need to be aware of and stick to: the size of the lot you trade has to match your account size. In other words, if the balance on your Forex account is $1500 you should set the lot size accordingly. You are not going to trade a full lot size, because you might lose all your money immediately. Remember, there is no Forex Robot that is 100% safe

Of course when you are new to Forex and your account is rather small, you are more likely to risk in order to make quick profit, but as soon as you have done that, lower the lot size and minimize the risk. It should help you generate long term profits. Remember – even 15% – 20% per month is a very decent profit, especially when you compare it to the actual interest rate in any bank in the world

Currently I have been beta testing a new Forex Robot, Pips Miner SE. I have no idea when it will be launched, but so far it looks very promising. Since the beginning of the month it has made 12 transaction only (today is August 19th), but all of them were profitable. Every transaction generated a profit of 15 pips, which totals a $1184.95. There was one swap transaction however, but this result is not bad. And even if it does not open any other transactions till the end of the month, I’ll be very happy with the results. Well, in fact initially I’ve been risking a bit with a full lot size, but luckilly there was not a single moment I could lose. And luckilly, the market offers those beautiful moments each month.

From the insiders I heard that the Pips Miner will come in a package of 2 Forex Robots (Pips Miner SE and Pips Miner LE), a special Business Plan for those who want to start trading and an entry to Trade Competition with a total prize pool of $1750. Unfortunatelly I don’t know when they will launch the robot. But the sooner, the better.

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How Commodities Trading Works

Commodities are resources that our civilization needs to operate. The commodities market exists to maintain a constant supply of these materials to industry. It performs this role by ensuring that suppliers receive the best price possible for these products.

Commodities trading are based upon options, an option is a contract to buy a set amount of a certain product such as wheat. Options or futures can be bought and sold much like stocks. This trading was created to ensure farmers with a steady market for their products and buyers with a steady supply. When people trade commodities they are actually purchasing contracts or options.

The trader hopes that the value of the commodity and the value of the option will increase. That way he or she will be able to sell it and realize a profit. That makes options trading a kind of speculation rather than investment. A speculator such as a commodities trader hopes to make a profit on a transaction.

Commodities Exchanges

There are two principal kinds of commodities contracts traded on the major exchanges like the Chicago Mercantile Exchange spot options and derivatives. A spot option is a contract that enables somebody to take ownership of a set amount of a commodity such as a train car full of grain at a certain date. A derivative is a security or equity based upon the potential value of an amount of a commodity.

Commodities traders purchase both of these often using margins or funds borrowed against the potential future profit form their sale. A margin account is actually a credit line that a person can use to finance trading. The trading was originally done in pits at organized exchanges such as the Chicago Merc. Today, it is mostly done electronically through a computerized network.

The internet allows anybody with a brokerage account and an internet connection to engage in commodities trading. This trading is actually speculation buying and selling of commodities in a systematic manner in an attempt to realize profits from rise and fall of prices.

The Price of Commodities

The whole basis of the commodities system is the price. When a speculator buys a commodity she is betting that the price will go up. When she engages in market timing she is trying to figure out when she can sell for the best price.

Commodities are not good investment for the average person because they are in constant flux. A person has to monitor the market constantly and sell at the right time to earn a profit. Therefore this kind of trading is best for a person that wants to devote a great deal of time to it. Persons who want to take a more hands off approach to investing should look into more passive instruments such as stocks.

What is a Commodity?

In today’s world almost anything can be a commodity. The original commodities exchanges traded agricultural goods like rice and wheat. In the 19th century minerals such as gold, silver and platinum were added, later still energy products such as oil and raw materials used in industry were added. In the 20th Century derivatives were created to expand the range of trading. Many modern derivatives are actually based upon stocks and other equities. Exchange-traded funds actually began on commodities exchanges.

The best way for average people to invest in commodities is through exchange-traded funds or mutual funds that invest in commodities. These vehicles should be a small part of your portfolio because the market they trade in is extremely volatile.

Intraday Trading Strategies

There are different types of Intraday trading strategies. It depends upon an individual trader to decide the suitable strategy to be adopted in Intraday trading. You have to pick the proper strategy depending upon your risk taking ability. Important Intraday trading strategies have been discussed below:

a) Momentum trading: In this type of trading, the focus of the traders will be on stocks that are moving significantly in one direction on high volume. It is totally based on strong price movements and counter price movements triggered by news. Depending upon the stock movements and directions, the traders may hold their positions for a few minutes or even for couple of hours.

b) Breakout trading: In Breakout trading traders usually buy the underlying asset when the price breaks the above level of resistance and heads higher. Intraday traders usually use the chart patterns in order to identify the break through a resistance level.

c) Pull back trading: Pull backs are the buying opportunities for an Intraday traders. In this we see the fall back of price from its peak. It will be the brief reversal of an upward momentum. Its very important to analyze the pullback closely in order to determine whether it’s the sign of definite trend reversal or is it just a slight pause in an upward trend.

d) Scalping: In this trading strategy the traders try to take the advantage of small price change. The aim of the traders will be to buy (or sell) a number of shares at the bid (or ask) and then quickly sell them at a four rupees higher for a profit. The traders can easily compound the small profits into large gains, if they follow a strict exit strategy.

e) Fading: In this strategy the stocks will be shortened after rapid upward movements. It may be because of the fact that they are over brought or the early buyers would have begin taking profits. This strategy is risky but at the same time it is highly rewarding.

f) Daily pivots: In this strategy the traders will make an attempt to buy the stock at the low of the day and sell it at the high of the day. Its nothing but taking the profits from stocks daily volatility.

If you are not sure about the strategy to be adopted in Intraday trading, then search for the reputable stock advisory company which provides sure shot Intraday tips. In this way you can earn money from Stock market.